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I'm in an apartment. I never owned a house but I have been saving for one. I recently got a decent raise at work and me and my friend are considering going in on a house together. It'll be in my name but he will basically give me rent money to live there. I am just not sure what to look for when shopping around for houses. I can't get anything too expensive. Based on my credit and income, I think I can get a loan for around $130,000.
$60k is better than I would get. Last time I applied for a loan to get a car, I basically got laughed out of the bank my man lol